Rates & fees

Loan interest rates and fees.

Rates depend on the loan path and the details of your application.

Pension-backed

6% monthly interest

Simple interest calculated on the principal amount.

Collateral-backed

15%–25% interest

Your final rate depends on the collateral and application review.

Salary and SSB

Rate confirmed during review

We’ll explain the applicable rate before you decide to continue.

Other costs may apply.

Customers pay applicable costs upon disbursement. These may include administration, property inspection, valuation, legal, transfer, registration, and vehicle insurance costs.

Vehicle insurance is required for accepted vehicles. The exact costs will be explained during review.

Repayment termOne to 24 months.
Interest methodSimple monthly interest on principal.
Early repaymentAllowed without an early repayment penalty.
PayoutCash within 24 hours after approval.

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Check the full repayment amount.

The rate is only one part of the cost. Before you accept an offer, ask the lender for the rate period, all fees, each repayment date and the total amount you will repay.

Monthly interest is different from annual interest. A monthly percentage should not be read as the yearly cost. Your final loan agreement should explain how interest and charges are calculated.

Compare loan options, check eligibility requirements, or enquire about your situation.